The Smart Account Program is a programmable infrastructure for building smart contract wallets and stablecoin payment systems on Solana. The program is now live on mainnet, has been audited by OtterSec, and is formally verified by Certora.
The Smart Account Program enables developers to create programmable accounts with built-in policy controls, eliminating the constraints of standard keypairs while maintaining security and efficiency.
Developers can define custom permissions, access controls, and automation rules within smart accounts.
The Smart Account Program provides three key benefits for Solana developers:
- Programmability & Control: Developers can create custom transaction policies for multi-sig wallets, recurring payments, and automated spending limits. This flexibility makes smart accounts useful for DeFi, payments, and embedded finance applications.
- Cost Efficiency & Scalability: The atomic execution model eliminates unnecessary steps and fees, reducing deployment costs to as low as 0.0000025 SOL per wallet. With upcoming rent-free creation, developers can pre-generate wallets at scale with virtually no upfront cost.
- Enterprise-Grade Security: Smart accounts support Solana keypairs, multi-party computation (MPC), and trusted execution environments (TEE). Planned authentication methods like passkeys, session keys, and secp256k1 support (for BTC & EVM wallets) will further expand security options.
To make building with smart accounts as easy as using standard keypairs, Squads provides an API that abstracts complexity. This API turns multi-step blockchain operations into simple REST API calls, handling account management, transaction building, and gas abstraction..
With the Squads Smart Account Program now live on mainnet, developers have access to the most advanced smart wallet infrastructure on Solana.
Developers interested in early access to the Squads API can contact Squads Protocol to start integrating smart accounts.
Squads Smart Account Program: Live On Mainnet